TERMS AND CONDITIONS

Updated: 20.10.2025

Make sure to read this information before utilising our services . The website canadian-msb.com (hereinafter – the “Website”) is owned and operated by Equilex Limited (registration number 78733607, registered address: Unit B, 11/F, 23 Thomson Road, Wan Chai, Hong Kong SAR China); hereinafter – the “Contractor”, “we”, “us” or “our”.

The use of the Website and the Contractor's services, such as company registration, ready-made company sales, accounting, licensing, legal, business consulting, and other related services (henceforth referred to as the "Services"), are governed by these terms and conditions ("Terms") . You confirm that you have read, comprehended, and agree to abide by these Terms by using the Website or any of the Services. You must not use the website or place any service orders if you disagree with these terms . Your agreement to our other policies and guidelines is also implied by your use of the website and services. Although all papers should be viewed collectively, these Terms will take precedence over these extra rules in the event of any discrepancies .


Use of Services

Age and Capacity: Only adults (18+) with the full legal capacity to enter into legally binding agreements are eligible to use the contractor's services. You attest that you fulfil these requirements by placing an order for our services. Minors and others without the necessary legal capacity are not served by the contractor .

Lawful Use: You promise to use the Website and the Services only for legitimate purposes and in accordance with the law. It is your responsibility to abide by all applicable rules and regulations in Hong Kong and your jurisdiction when using our services. In order to confirm that you are complying with legal obligations, the Contractor may ask you for the information or documents that are required (such as papers for KYC procedures in line with AML legislation). We reserve the right to suspend or stop the provision of the Services if you refuse to provide such information or if we discover user infractions .

Right to Refuse Service

If you breach these Terms, laws, or regulatory requirements, or if your conduct could endanger us or third parties, we reserve the right to refuse to provide the Services, suspend, or terminate your use of the Website and Services at any time. In particular, access to the Services may be immediately terminated without notice for giving false information, committing fraud, trying to get around the Website's security measures, or indulging in any other dishonest behaviour. Any losses or damages you sustain as a result of such termination will not be covered by the Contractor .

Prohibited Activities

The following behaviours are prohibited when using the website and its services :

Use for Business Purposes Only (B2B Service)

Our services are not offered to consumers (natural persons) for domestic, family, or personal use; rather, they are only offered to business clients (legal entities or individual entrepreneurs operating within their entrepreneurial activity). When the facts of a given case make it abundantly evident that the client is a natural person acting outside of their business or professional interests, an exception is made for the provision of legal services pertaining to civil law issues (for example, matters relating to family or inheritance law). By placing an order for the Services, you acknowledge and agree that :

This clause makes it clear that the parties' relationship is business-related and not meant for personal use. You attest that you are aware of the legal ramifications of this position and promise not to use consumer protection clauses in the event of disagreements or claims .

User Representations and Warranties

By using our website and services and placing an order, you attest and guarantee that the following conditions are met both when you accept these terms and throughout the period of their validity:

You attest to the veracity and accuracy of the aforementioned statements. These are regarded as necessary conditions that the contractor must meet in order to offer you with services. You promise to let us know right away if any of these claims turn out to be untrue. Regarding the above warranties, the Contractor retains the right to carry out further due diligence and ask you for supporting documents. It shall be deemed a major breach of the Terms if it is proven that you have violated these warranties (for example, by hiding your PEP status, being on a sanctions list, or giving incorrect information about your money). The contractor has the right to unilaterally end all agreements without paying you back, stop providing services to you right away, and/or report pertinent information toThese are regarded as necessary conditions that the contractor must meet in order to offer you with services. You promise to let us know right away if any of these claims turn out to be untrue.

Prices and Payments

Prices: The price of our services is either independently agreed with you in writing (for example, in a commercial proposition, agreement, or invoice) or it is stated on the website (in the parts that describe particular services). Prices may be displayed without relevant taxes and fees. The contractor maintains the right to occasionally alter service fees. We will notify you if the price of a service you have already ordered changes, and you will have the option to cancel your order if you don't agree with the new cost. All prices, unless otherwise indicated, do not include taxes (such as VAT) or other required fees, which will be applied to the total amount on your invoice in compliance with applicable legislation.

Payments: Deadlines and terms of payment are either specified individually in a service agreement or agreed upon throughout the purchase procedure. Unless otherwise specified, payment must normally be made in full in advance. The issued invoice must be paid in full and within the allotted time. If payment is made late or incompletely, the contractor may decide to completely terminate the contract, suspend continuing services, or delay the start of services. As allowed by law and agreement, we reserve the right to impose interest on past-due payments and/or demand damages for losses resulting from your failure to make payments.

Refund Policy: Please be aware that there is no refund for payments made for services that have already been requested and paid for. Equilex Limited offers expert legal, consulting, and corporate services that are carried out in response to your request. Consequently, orders cannot be cancelled for reasons without the Contractor's control (for example, if you decide not to utilise the services, regulatory requirements change, market conditions change, etc.), and the money paid will not be reimbursed. However, we may, upon separate agreement, credit the amount you have paid towards other services we offer if you choose not to use the premium service in its entirety for whatever reason. To put it another way, the remaining amount may be kept as a deposit with the Contractor and applied to the cost of any additional services provided by Equilex Limited. You have a year from the date of the initial payment to use such a deposit; if you place another order during that time, the money will be credited appropriately. Unless otherwise discussed directly with you, any unused deposit money will expire after a year. Except in cases when a return is specifically mandated by law or a court ruling, no monetary refunds are given.

Limitation of Liability

Disclaimer of Warranties: Every service and resource on our website is offered "as is" and "as available." This indicates that the contractor delivers the services precisely as promised, with no further guarantees or guarantees that they will meet your needs. We do not guarantee that the services will totally satisfy your needs or objectives, that they will be delivered without interruption, on schedule, securely, or without errors, or that the outcomes of using the services will be correct, dependable, or appropriate for any particular use. The Contractor specifically disclaims any implicit warranties, including implied warranties of merchantability, fitness for a particular purpose, conformance to descriptions, and non-infringement, to the maximum extent allowed by applicable law. All risks related to using the Services are assumed by you. Because these depend on a variety of factors outside our control, we cannot promise any particular benefits or results from using our services.

Limitation of Liability: Unless specifically required by law, the Contractor, its affiliates, and their directors, officers, employees, and agents will not be held responsible for any losses you may sustain as a result of using the Website or our Services, to the extent allowed by applicable legislation. In particular, we disclaim all liability for the following types of losses (even if we were informed that they might occur): consequential or indirect damages; lost profits, harm to the company's reputation, or loss of expected savings; interruption of business or data loss; special, punitive, or incidental damages; or any other indirect consequences. Nothing in these Terms restricts or excludes the Contractor's obligation to the degree that the applicable legislation forbids such a restriction or exclusion. However, the amount that you actually paid for the relevant service that gave rise to the claim is the only amount that the Contractor may be liable for under a specific order. All claims pertaining to a single service are subject to this cumulative maximum liability. The risk distribution between the parties is reflected in this restriction: an insurance premium for unlimited liability coverage is not included in the cost of our services. The cost of services would be higher if this restriction did not exist. You acknowledge that the aforesaid limitation of liability is fair and reasonable by accepting these terms.


Indemnification

By using the Website or the Services, you agree to indemnify and hold harmless the Contractor, its affiliates and subsidiaries, and their officers, directors, employees, and agents from any claims or actions made by third parties, including government authorities. Specifically, you accept liability (including court costs, legal defence expenses, and damages awarded) for any claims resulting from:


Intellectual Property

Intellectual property includes all published materials and content on the website, including but not limited to text, articles, service descriptions, images, logos, designs, photos, videos, and the software code and operation of the website. The Сontractor either owns these items or uses them legally (with a licence or other permission from the owner of the rights). Trade secret law, copyright law, trademark law, and other relevant laws all protect the content on the website. No content on our website may be reproduced, copied, published, transferred to third parties, distributed, altered, or used in any other way without our prior written approval. Only when such use is expressly permitted by law (for example, quoting with credit in a context supported by the citing purpose) or on the website itself are exceptions applicable. By giving you access to the Website and Services, no intellectual property rights in the content are transferred or granted to you. Every legal owner of the content on the website retains ownership of such rights. The Contractor's trademarks, trade names, Equilex Limited's corporate identity, and other visual components are either registered or unregistered. You are only allowed to use them with our permission. Any copyright, trademark, or other rights-related notices that are published on the Website may not be removed, hidden, or altered by you.


Confidential Information

Confidential information may be shared via communications between you and the Contractor. Any information or materials that are specifically marked as confidential or that are by definition confidential—that is, information that a reasonable person would understand to be sensitive, secretive, and not meant for public disclosure—are considered confidential information. Internal business or financial data, business plans, technical paperwork, trade secrets, client information, know-how, individually negotiated letters, documents provided for KYC/AML purposes, etc. are examples of confidential information. You and we both promise to maintain the strictest confidentiality regarding the Confidential Information that we receive from the other party. In order to fulfil its obligations and exercise its rights under the terms of the parties' relationship, the receiving party agrees to: (a) use the Confidential Information only for the proper rendering and receiving of Services; (b) not disclose or transfer the Confidential Information to third parties without the disclosing party's prior written consent, unless required by law or an official request from competent authorities; and (c) provide at least the same level of confidentiality protection for the received information as it does for its own confidential information of a similar nature (but in any event, not less than a reasonable level of care). Information that was legally known to the receiving party at the time of disclosure and was not obtained from the disclosing party, became publicly available without the receiving party's fault, was legally disclosed by a third party without confidentiality obligations, or was independently developed by the receiving party without using the other party's confidential information is exempt from the confidentiality obligations. Unless retention of certain information is mandated by law or justified for archival purposes (e.g., copies of contracts), each party shall, at the request of the other, destroy or return all confidential information provided (including copies, records, etc.) upon termination of the parties' relationship (termination of the contract or Terms). Unless otherwise agreed or stipulated by law, the duties under this section will remain in effect after the services are completed as long as the pertinent information is kept private, but at least for three years after the relationship ends.


Governing Law and Dispute Resolution

The laws of Hong Kong will apply to all interactions between you and the Contractor that result from using the Website and receiving services. The parties explicitly agree on the choice of Hong Kong law, therefore conflict-of-law provisions are excluded to the extent that they suggest the applicability of another jurisdiction's law.


Dispute Resolution

Through discussions and mutual consultation, the parties will attempt to settle any disagreements, claims, or disputes resulting from or connected to these Terms or specific service agreements. The Hong Kong courts will ultimately decide such conflicts if a peaceful resolution is not possible. This does not negate the parties' ability to go to courts in another country to enforce a Hong Kong court ruling or in cases where required legal provisions establish exclusive jurisdiction.


Amendments to the Terms

The Contractor retains the right to unilaterally add to and modify these Terms. Updates to our services, modifications to relevant laws, an extension of the services' scope, or other business requirements may all cause such changes. If the Terms change, the updated version will be posted on the Website (either expressly or at the top of the page with the date of the update). Unless a later effective date is specified, changes will take effect immediately following the amended Terms' publication on the Website. To stay up to date on the most recent version, we advise frequently checking the Terms area of our website. If there are significant changes that impact your rights and responsibilities, we will try our best to let you know (for instance, by email or a pop-up notification on the Website). You agree to the updated Terms if you keep using the Website or placing service orders after the changes go into effect. You should stop using the website and services if you don't agree with the changes. You can also end the service agreement by giving us notice if you need to. In these situations, orders that have already been placed will, if at all feasible, be governed by the terms that were in force at the time of ordering or the contract.If there are significant changes that impact your rights and responsibilities, we will try our best to let you know (for instance, by email or a pop-up notification on the Website). You agree to the updated Terms if you keep using the Website or placing service orders after the changes go into effect.


Contact Information

Please get in touch with us directly if you have any queries, remarks, or claims about these terms or the services we offer. We appreciate customer comments and will try our best to answer your questions as soon as possible. Contractor’s Contact Information:

Email is the recommended means of communication. Please get in touch with us at any time, and we will do our best to respond in 1-2 business days. Please indicate in the subject line of your email if your question concerns the performance of a specific contract or whether it has to be resolved immediately.


Final Provisions

The complete agreement between you (the Client) and the Contractor regarding your use of this Website and purchased Services is contained in these Terms, as well as any other policies mentioned in the "General Provisions" section. They take precedence over all previous written or verbal agreements, arrangements, and correspondence pertaining to the same topic. Unless specifically agreed upon in writing by the Contractor, any other terms or conditions you try to apply or include (for instance, in an order or letter) will not be effective. The legality and enforceability of the remaining elements of these Terms shall not be affected if a competent court finds any of them to be illegal, void, or unenforceable. In this situation, the invalid clause will be interpreted (or substituted) in a way that is both legal and most nearly maintains the parties' original intent and economic meaning.


Waiver of Rights in Case of Breach

Any right or remedy under these Terms shall not be deemed waived by any party's failure or delay in exercising such right or remedy. We reserve the right to enforce any of these Terms' provisions later or to treat them as still in force even if we do not require strict adherence to them. Only when made in writing and signed by a fully authorised representative of the waiving party will any waiver or concession be deemed legitimate.


Assignment of Rights and Obligations

Without our prior written agreement, you are not permitted to assign or otherwise transfer your rights or responsibilities under these Terms to any other person. However, if you are informed and your legal interests are upheld, the Contractor may transfer its rights and responsibilities to any affiliate or successor company (for instance, in the event of a corporate restructuring, merger, or sale of the enterprise).


Relationship of the Parties

Nothing in these Terms establishes an agency relationship, employment relationship, joint venture, or partnership between you and us. We are independent contractors only. Without our specific written consent, you are not permitted to speak for Equilex Limited or offer any commitments. You attest that you have read these Terms carefully, understand all of its provisions, and promise to abide by them in full. We appreciate your interest in and confidence in our offerings. We wish your company ongoing success and look forward to a productive working relationship.

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